Zakat and Nisab Guidelines 2026
Zakat is one of the Five Pillars of Islam, mandatory for every adult Muslim of sound mind who possesses a minimum amount of wealth (Nisab) for a full lunar year (Hawl). It is a beautiful system of wealth redistribution that ensures the welfare of the less fortunate.
What is Nisab?
Nisab is the minimum threshold of wealth that makes Zakat mandatory. It is calculated based on the current market value of gold or silver:
- Gold Nisab: 87.48 grams (7.5 Tolas)
- Silver Nisab: 612.36 grams (52.5 Tolas)
In Pakistan, the Nisab for bank accounts is usually announced by the government at the beginning of Ramadan, based on the silver standard.
Assets Subject to Zakat
Zakat is calculated at 2.5% on your net savings. This includes cash in hand, bank balances, gold, silver, shares, and business merchandise. Debts and immediate expenses are deducted from your total assets before calculation.